Vancity Business Loans

Small Business Financing with a Local, Sustainable Twist

Looking to secure a Vancity loan for your business? Mikel Consulting’s tailor-made bank loan business plans can help highlight your business’s strengths and financial needs, setting you up for success. No matter the size or type of business, we can help you get the bank loan you need to grow, scale, and ultimately succeed in the market.

Mikel Consulting's Record of Success

  • 4,000+

    Business Plans

  • $0.9B+

    Bank Loans Secured

  • 97%

    Success Rate

  • 100+

    Trusted Partners

  • 90+

    Client Countries

What are Vancity Business Loans?

Vancity is a Canadian lender that offers tailored business loans, mortgages, and financing solutions to support businesses at every stage, with a focus on underserved businesses and entrepreneurs.

What Kind of Loans Does Vancity Offer?

Vancity provides a wide range of financing solutions, including business loans, lines of credit, mortgages, and energy-efficient financing options, tailored to support at every stage of growth.

Who Are Vancity’s Business Loans For?

Its services are designed for small businesses, large enterprises, non-profits, startups, farms, and underrepresented entrepreneurs, helping them access the capital needed to grow, innovate, and succeed.

Why Choose Mikel Consulting?

  • PROVEN EXPERTISE

    Experience: Prepared 4,000+ customized business plans since inception.

    Success Rate: 97% success rate for 3,000+ valued clients worldwide.

    Trustworthy Team: Dedicated professionals with 24 years of industry experience.

  • TIME SAVINGS

    Efficient Process: Prompt delivery of first drafts within 7-10 business days.

    Focus on Growth: Save weeks of work to concentrate 100% on growing your business.

    Industry Research: Powered by direct research and hundreds of top industry resources.

  • HIGHLY CUSTOMIZED

    Custom Solutions: 1-on-1 consultations to understand your business, industry, and goals.

    Reflect Your Vision: Create a custom-tailored business plan to best represent your vision.

    Maximize Success: Designed to attract funding, increase potential for success, and stand out from the competition.

Vancity’s Business Loans & Programs

BDC Loan & Program Examples

  • Business Term Loans: Financing for long-term projects, such as facility expansions or equipment purchases.

  • Business Operating Line of Credit: Flexible credit access starting at $5,000 with competitive rates for managing cash flow.

  • Business USD Loans: Loans in U.S. dollars to simplify operations and avoid currency exchange fluctuations.

  • Planet-Wiseβ„’ Business Solutions: Financing options, including microloans, to support energy-efficient and climate-friendly improvements.

  • Co-op Housing Loans: Funds for building renewals, redevelopment, or renovations for co-operative housing organizations.

  • Agricultural Business & Farm Loans: Support for farmers and agricultural enterprises at any stage of their development.

  • Retrofit Financing Program: Tailored lending for commercial and rental building upgrades aiming for net-zero energy efficiency.

  • Startup Loans: Small loans for new and growing businesses, particularly for Indigenous, Black, and women entrepreneurs.

  • Business Mortgage: Financing for property purchases, expansions, or debt consolidation up to $10 million.

  • Commercial Mortgage: Fixed-rate or construction financing for multi-tenant real estate projects exceeding $10 million.

Bank Loan Business Plan Examples

Transforming Your Vision into Reality

Explore how our strategic business plans and expert guidance have propelled businesses to new heights.

Chic Nail Salon

Secured a $128,475 bank loan for operational launch.

Labs Diamond

Secured $10M loan for working capital to place inventory at retailers.

Sempre Uno

Secured a $1M bank loan for operations and enhancement.

Frequently Asked Questions

  • Vancity offers a variety of business loans, including term loans, lines of credit, and specialized loans to help businesses at different stages, from startups to large enterprises, supporting both day-to-day operations and long-term projects.

  • Vancity provides loans for businesses across sectors, including startups, small businesses, co-op housing, and farms, with specific programs available for Indigenous, Black, and women entrepreneurs.

  • Vancity offers a wide range of financing options, including business term loans, lines of credit, USD loans, startup loans, Planet-Wiseβ„’ business solutions for sustainability, co-op housing loans, and business mortgages.

  • Mikel Consulting prepares detailed and customized business plans that present a clear case for financing, addressing Vancity’s loan requirements and highlighting your business's financial and operational strengths.

  • With years of experience and a 97% success rate, Mikel Consulting ensures that your business plan addresses Vancity’s specific lending criteria, from financial viability to alignment with sustainability or community-focused initiatives, thereby enhancing your chances of approval.

  • With a proven 97% success rate and 24 years of experience, Mikel Consulting’s customized business plans meet BDC’s expectations, significantly improving the likelihood of loan approval.

  • Mikel Consulting typically delivers a complete business plan within 7-10 business days, allowing you to proceed with your Vancity loan application efficiently and with all necessary documentation in hand.

  • Yes, Mikel Consulting’s business plans are designed to be flexible and can be adapted for use with other lenders, including commercial banks, credit unions, and government-backed loan programs.

  • Mikel Consulting’s business plans are uniquely tailored to Vancity’s lending philosophy, particularly with their focus on sustainability, social impact, and community development, making them a strong fit for businesses seeking financing from Vancity.

  • Speak With An Advisor

    We can’t wait to get you funded!

  • Learn About Our Partner Program

    Partners enjoy added benefits including favourable pricing!


We have the expertise to unlock opportunities for your business growth, funding, and immigration success through our tailored business plans and strategic guidance.


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